deposit 1000👉 SA Retail Bonds will give you an effective annual interest rate of 10.5% for a R100,000 Fixed Deposit invested for 60 months. If you choose to have interest paid out monthly, you willIs depositing 1000 cash suspicious? In the US, deposits of more than $10,000 in cash must be reported to the IRS. As long as the money is legal, that is not a problem.